S&T Real Estate

People‑First Real Estate on Lake Oconee & Beyond

Who We Are

At S&T Real Estate, led by Sandy Dillard and Terri Burner, what truly sets us apart is the way we show up for our clients—every single time.
Communication That Matters

We believe great real estate service starts with constant, clear communication, so you’re never left wondering what’s next. From day one to closing, we stay proactive, accessible, and fully engaged in every detail of your transaction.
Service That Never Changes

We take pride in going above and beyond expectations, not just when it’s convenient, but because it’s who we are. Whether buying or selling a $5,000 property or a $5 million estate, the level of care, attention, and effort never changes. Every client matters, every deal is important, and every relationship is valued.
Values We Stand By

Our foundation is built on dedication, commitment, and honesty. We believe in doing things the right way, keeping our clients informed, advocating fiercely on their behalf, and always acting with integrity.
The Red Bird Promise

And for us, the red bird is more than just a symbol—it represents who we are at our core. It’s a reminder of where we come from, the people who shaped us, and the lasting connections we build along the way. We want to leave that lasting impression with our clients—so you never forget us.

Meet the Faces of S&T Real Estate

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Sandy Dillard Real Estate Agent Luxury Specialist License: #394365

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Terri Burner Real Estate Agent Luxury Specialist License: #389784

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Why Clients Love Working with S&T Real Estate

Mark F.

Sandy was outstanding in every aspect of our recent home-buying experience. Her knowledge and understanding of both the local Greensboro and Reynolds Lake Oconee, GA area, together with her unmatched personal communications ski...

Donna L.

Terri Burner did an outstanding job helping us find our new home. She was very knowledgeable about the area and shared valuable information with us as we toured the area looking for our forever home. Terri Burner was involved e...

Norman C.

Sandy and her team are probably the best in the lake area and the surrounding counties, helping you sell your home. Always there to help with anything that comes up, always there to answer the phone when you want to be updated.

Anna L.

If you’re buying or selling on Lake Oconee, I can highly recommend Terri. We’ve bought and sold many homes, but Terri really set herself apart with her communication, her knowledge about the area, and her problem-solving attitude.

Shamon L.

Sandy is a consummate professional. She is very knowledgeable about the area and gated communities. Sandy presents with a calm, professional manner and keeps a cool head in all circumstances. We utilized Sandy to purchase our h...

Ruff H.

Terri was very accommodating to meeting with us at a moment's notice, as we were from Ohio, sometimes traveling through from Florida. She also went above and beyond when it came time for further negotiations once the inspector ...

Brad C.

Simply put, if you are looking for a property in the Lake Country, Georgia area, you would be crazy to choose anyone other than Sandy. She knows everything and everyone in the area. Her local knowledge was crucial for us and ma...

Steve P.

Terri was excellent. She now knows the maker place was diligent about her, our search for the perfect property. Understood exactly what we wanted and were looking for. Once we found the property was able to arrange a viewing qu...

Dan C.

It was a real pleasure from the beginning of looking for the right property to closing on the property we chose! We just can't say enough about how Sandy is truly the best in the business. She always answers calls and texts pro...

Rhonda M.

Working with Terri was so awesome. She is so informative and accommodating with every question we had along the closing process. It went perfectly and I would highly recommend you give Terri a call.